Introduction. | Insurance Surveyors | Insurance Risk-Management. | Insurance Risk-Management Services. | Credentials.

Insurance Surveyors & Loss Adjusters: An insurance surveyor (loss adjuster/loss assessor) is a qualified professional who inspects damaged property, elaborate & quantifies loss/damage, examines extent of loss/damage, determines & establishes cause of loss & verifies policy coverage, estimates repair/replacement costs to calculate & conclude loss assessment and expedite insurance claim settlements. Insurance surveyors & loss adjusters act as neutral intermediaries between insured & insurer, ensuring fair evaluation based as per insurance policy terms & conditions. Therefore, the purpose of insurance claim survey is to accurately record loss/damage & assess nature & extent of damage, establish cause of loss and clearly report all facts to insurers. Timely process claims documents and corresponding survey reports for speedy claim settlement.    Key Aspects of an Insurance Surveyor & Loss Adjuster: Impartiality:  Although they are appointed & paid by the insurer, they are meant to be impartial & act as independent investigators. Role:                Investigates onsite loss/damage & conduct interviews, review documentation, make photos & videos (evidence of loss/damage), adhere & comply insurance policy & claim protocols, establish cause of loss. Examine policy coverage and determine if claims are legitimate & covered with in scope of insurance policy.  Fire & Property Damage Insurance Claim Surveyors: Fire & Property Damage Business. We conduct insurance claim surveys for loss/damage due to fire & allied perils usually insured vide fire & allied perils insurance policies. Fire & property damage insurance claim surveys come in various sizes & shapes and may involve loss/damage to variety of fixed & current assets. These surveys require comprehensive onsite inspections, our specialized service provides detailed insight into the quantity & condition of damaged items. Establish cause of loss/ damage & evidence to process insurance claims, necessary documentation etc. Fire & Property insurance claim survey involves; Comprehensive on-site inspection of damages. Determine cause of loss. Accurately record damaged items & assess degree of damage. Examine policy coverage & ensure timely documentation etc.   Clearly communicate damage details to insurers as per our standard reporting procedures. Effectively resolve disputing matters. Negotiate & resolve salvaging matters. Timely process survey reports for speedy claim settlements. We have successfully conducted fire claim surveys over the past twenty (20) years for the top insurance companies in Pakistan.

Cargo Damage Insurance Claim Surveyor:

Marine, Aviation & Transport Business:

We also conduct insurance claim surveys for loss/damage to marine cargo, air cargo and land transit cargo. The practice handles all types of cargo damage losses from large bulk cargo claims to small cargo losses.

Cargo claim surveys involve;

On-site inspection & investigation of damaged cargo.

Establish cause of loss.

Carefully examine & report detailed insight into the condition of damaged cargo to insurers.

Necessary evidence to process & resolve insurance claims.

Clearly report all facts to insurers by adopting standard procedures.

Resolve disputing matters & timely process survey reports.

In addition to above cargo damage claim surveys our specialized service also provides: 

Supervise loading & unloading of cargoes: 

In this specialized service we inspect, measure & monitor cargo during loading and/or discharge to ensure it is in proper condition and quantity. 

We have conducted cargo surveys for all leading insurance companies in Pakistan.

EFU General Ins. Ltd.  Adamjee Ins. Co. 

IGI General Ins. Co. Reliance Ins. Co. 

Askari Ins. Co. Al-Falah Ins. Co.

Century Ins. Co. PICIC Ins. Co. UBL Insurers etc.

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